{
  "summary": {
    "entity_type": "LENDER",
    "entity_id": "549300RFLICNI75BG067",
    "entity_name": "Luminate Bank",
    "activity_year": 2025,
    "consumer_mortgage_universe": 9660,
    "actionable_applications": 7222,
    "action_1_originated_loans": 6873,
    "action_2_approved_not_accepted": 61,
    "action_3_denied_applications": 288,
    "action_4_withdrawn_applications": 2438,
    "action_5_incomplete_applications": 0,
    "approval_rate_pct": 96.01,
    "denial_rate_pct": 3.99,
    "origination_rate_pct": 95.17,
    "total_originated_dollar_volume": 2734145000.0,
    "median_originated_loan_amount": 335000.0,
    "avg_originated_loan_amount": null,
    "small_sample_flag": false,
    "national_rank": "92",
    "headquarters": "MINNEAPOLIS, MN"
  }
}