{
  "summary": {
    "entity_type": "MSA",
    "entity_id": "12540",
    "entity_name": "Bakersfield-Delano",
    "activity_year": 2025,
    "consumer_mortgage_universe": 15800,
    "actionable_applications": 12134,
    "action_1_originated_loans": 9356,
    "action_2_approved_not_accepted": 602,
    "action_3_denied_applications": 2176,
    "action_4_withdrawn_applications": 2671,
    "action_5_incomplete_applications": 995,
    "approval_rate_pct": 82.07,
    "denial_rate_pct": 17.93,
    "origination_rate_pct": 77.11,
    "total_originated_dollar_volume": 3320520000.0,
    "median_originated_loan_amount": 355000.0,
    "avg_originated_loan_amount": 354908.08,
    "small_sample_flag": true,
    "primary_state": "CA"
  }
}