{
  "summary": {
    "entity_type": "MSA",
    "entity_id": "33700",
    "entity_name": "Modesto",
    "activity_year": 2025,
    "consumer_mortgage_universe": 8014,
    "actionable_applications": 6137,
    "action_1_originated_loans": 4819,
    "action_2_approved_not_accepted": 269,
    "action_3_denied_applications": 1049,
    "action_4_withdrawn_applications": 1398,
    "action_5_incomplete_applications": 479,
    "approval_rate_pct": 82.91,
    "denial_rate_pct": 17.09,
    "origination_rate_pct": 78.52,
    "total_originated_dollar_volume": 1994905000.0,
    "median_originated_loan_amount": 415000.0,
    "avg_originated_loan_amount": 413966.59,
    "small_sample_flag": true,
    "primary_state": "CA"
  }
}