{
  "summary": {
    "entity_type": "MSA",
    "entity_id": "36084",
    "entity_name": "Oakland-Fremont-Berkeley",
    "activity_year": 2025,
    "consumer_mortgage_universe": 40233,
    "actionable_applications": 30837,
    "action_1_originated_loans": 25919,
    "action_2_approved_not_accepted": 1018,
    "action_3_denied_applications": 3900,
    "action_4_withdrawn_applications": 7420,
    "action_5_incomplete_applications": 1976,
    "approval_rate_pct": 87.35,
    "denial_rate_pct": 12.65,
    "origination_rate_pct": 84.05,
    "total_originated_dollar_volume": 22069955000.0,
    "median_originated_loan_amount": 745000.0,
    "avg_originated_loan_amount": 851497.16,
    "small_sample_flag": true,
    "primary_state": "CA"
  }
}