{
  "summary": {
    "entity_type": "MSA",
    "entity_id": "42200",
    "entity_name": "Santa Maria-Santa Barbara",
    "activity_year": 2025,
    "consumer_mortgage_universe": 4507,
    "actionable_applications": 3421,
    "action_1_originated_loans": 2740,
    "action_2_approved_not_accepted": 160,
    "action_3_denied_applications": 521,
    "action_4_withdrawn_applications": 848,
    "action_5_incomplete_applications": 238,
    "approval_rate_pct": 84.77,
    "denial_rate_pct": 15.23,
    "origination_rate_pct": 80.09,
    "total_originated_dollar_volume": 2266840000.0,
    "median_originated_loan_amount": 615000.0,
    "avg_originated_loan_amount": 827313.87,
    "small_sample_flag": true,
    "primary_state": "CA"
  }
}