{
  "summary": {
    "entity_type": "MSA",
    "entity_id": "45900",
    "entity_name": "Traverse City",
    "activity_year": 2025,
    "consumer_mortgage_universe": 3247,
    "actionable_applications": 2569,
    "action_1_originated_loans": 1980,
    "action_2_approved_not_accepted": 96,
    "action_3_denied_applications": 493,
    "action_4_withdrawn_applications": 518,
    "action_5_incomplete_applications": 160,
    "approval_rate_pct": 80.81,
    "denial_rate_pct": 19.19,
    "origination_rate_pct": 77.07,
    "total_originated_dollar_volume": 692670000.0,
    "median_originated_loan_amount": 295000.0,
    "avg_originated_loan_amount": 349833.33,
    "small_sample_flag": true,
    "primary_state": "MI"
  }
}