{
  "summary": {
    "entity_type": "MSA",
    "entity_id": "13780",
    "entity_name": "Binghamton",
    "activity_year": 2025,
    "consumer_mortgage_universe": 2622,
    "actionable_applications": 2135,
    "action_1_originated_loans": 1708,
    "action_2_approved_not_accepted": 69,
    "action_3_denied_applications": 358,
    "action_4_withdrawn_applications": 376,
    "action_5_incomplete_applications": 111,
    "approval_rate_pct": 83.23,
    "denial_rate_pct": 16.77,
    "origination_rate_pct": 80.0,
    "total_originated_dollar_volume": 333040000.0,
    "median_originated_loan_amount": 175000.0,
    "avg_originated_loan_amount": 194988.29,
    "small_sample_flag": true,
    "primary_state": "NY"
  }
}