{
  "summary": {
    "entity_type": "MSA",
    "entity_id": "25860",
    "entity_name": "Hickory-Lenoir-Morganton",
    "activity_year": 2025,
    "consumer_mortgage_universe": 9504,
    "actionable_applications": 7297,
    "action_1_originated_loans": 5648,
    "action_2_approved_not_accepted": 268,
    "action_3_denied_applications": 1381,
    "action_4_withdrawn_applications": 1459,
    "action_5_incomplete_applications": 748,
    "approval_rate_pct": 81.07,
    "denial_rate_pct": 18.93,
    "origination_rate_pct": 77.4,
    "total_originated_dollar_volume": 1583580000.0,
    "median_originated_loan_amount": 245000.0,
    "avg_originated_loan_amount": 280378.9,
    "small_sample_flag": true,
    "primary_state": "NC"
  }
}