{
  "summary": {
    "entity_type": "MSA",
    "entity_id": "49660",
    "entity_name": "Youngstown-Warren",
    "activity_year": 2025,
    "consumer_mortgage_universe": 8234,
    "actionable_applications": 6418,
    "action_1_originated_loans": 5164,
    "action_2_approved_not_accepted": 187,
    "action_3_denied_applications": 1067,
    "action_4_withdrawn_applications": 1401,
    "action_5_incomplete_applications": 415,
    "approval_rate_pct": 83.37,
    "denial_rate_pct": 16.63,
    "origination_rate_pct": 80.46,
    "total_originated_dollar_volume": 979900000.0,
    "median_originated_loan_amount": 165000.0,
    "avg_originated_loan_amount": 189756.0,
    "small_sample_flag": true,
    "primary_state": "OH"
  }
}