{
  "summary": {
    "entity_type": "MSA",
    "entity_id": "32820",
    "entity_name": "Memphis",
    "activity_year": 2025,
    "consumer_mortgage_universe": 25346,
    "actionable_applications": 19139,
    "action_1_originated_loans": 14692,
    "action_2_approved_not_accepted": 711,
    "action_3_denied_applications": 3736,
    "action_4_withdrawn_applications": 4431,
    "action_5_incomplete_applications": 1776,
    "approval_rate_pct": 80.48,
    "denial_rate_pct": 19.52,
    "origination_rate_pct": 76.76,
    "total_originated_dollar_volume": 4417510000.0,
    "median_originated_loan_amount": 275000.0,
    "avg_originated_loan_amount": 300674.52,
    "small_sample_flag": true,
    "primary_state": "TN-MS-AR"
  }
}