{
  "summary": {
    "entity_type": "MSA",
    "entity_id": "13380",
    "entity_name": "Bellingham",
    "activity_year": 2025,
    "consumer_mortgage_universe": 4202,
    "actionable_applications": 3183,
    "action_1_originated_loans": 2737,
    "action_2_approved_not_accepted": 109,
    "action_3_denied_applications": 337,
    "action_4_withdrawn_applications": 848,
    "action_5_incomplete_applications": 171,
    "approval_rate_pct": 89.41,
    "denial_rate_pct": 10.59,
    "origination_rate_pct": 85.99,
    "total_originated_dollar_volume": 1346285000.0,
    "median_originated_loan_amount": 465000.0,
    "avg_originated_loan_amount": 491883.45,
    "small_sample_flag": true,
    "primary_state": "WA"
  }
}