{
  "summary": {
    "entity_type": "STATE",
    "entity_id": "ND",
    "entity_name": "North Dakota",
    "activity_year": 2025,
    "consumer_mortgage_universe": 12131,
    "actionable_applications": 9802,
    "action_1_originated_loans": 8376,
    "action_2_approved_not_accepted": 223,
    "action_3_denied_applications": 1203,
    "action_4_withdrawn_applications": 1884,
    "action_5_incomplete_applications": 445,
    "approval_rate_pct": 87.73,
    "denial_rate_pct": 12.27,
    "origination_rate_pct": 85.45,
    "total_originated_dollar_volume": 2430630000.0,
    "median_originated_loan_amount": 265000.0,
    "avg_originated_loan_amount": 290189.83,
    "small_sample_flag": true
  }
}