{
  "summary": {
    "entity_type": "STATE",
    "entity_id": "VI",
    "entity_name": "Virgin Islands",
    "activity_year": 2025,
    "consumer_mortgage_universe": 190,
    "actionable_applications": 151,
    "action_1_originated_loans": 122,
    "action_2_approved_not_accepted": 15,
    "action_3_denied_applications": 14,
    "action_4_withdrawn_applications": 36,
    "action_5_incomplete_applications": 3,
    "approval_rate_pct": 90.73,
    "denial_rate_pct": 9.27,
    "origination_rate_pct": 80.79,
    "total_originated_dollar_volume": 63650000.0,
    "median_originated_loan_amount": 465000.0,
    "avg_originated_loan_amount": 521721.31,
    "small_sample_flag": true
  }
}