TRUIST BANK (2025)
Official HMDA public records summary of residential mortgage lending for TRUIST BANK. Review underwriting credit decisions, consumer product distribution, and national lending volume.
Lender Profile
#40 of 2,712
14,165
Loans Originated
• 0.35% National Market Share
• $6.89 Billion Originated Volume
• $355,000 Median Loan
Actionable Applications
15,981
Decisioned (Actions 1–3)
Approval Rate
89.47%
89.47% of actionable
Denial Rate
10.53%
10.53% of actionable
Loan Originations
14,165
88.64% funded rate
Originated Volume
$6.89 Billion
Median: $355,000
Application Outcomes (2025)
Outcomes for 15,981 actionable applications (Actions 1, 2, and 3).
Action 1: Originated
14,165
(88.64%)
Action 2: Approved not accepted
133
(0.83%)
Action 3: Denied
1,683
(10.53%)
Action 4: Withdrawn (not in denominator)
4,357
—
Action 5: Incomplete (not in denominator)
611
—
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →
How TRUIST BANK Compares
Institution vs. National Baseline (2025)
| Metric | TRUIST BANK | U.S. National |
|---|---|---|
| Actionable Apps | 15,981 | 5,197,320 |
| Approval Rate | 89.47% | 82.12% |
| Denial Rate | 10.53% | 17.88% |
| Originations | 14,165 | 4,052,301 |
| Originated Volume | $6.89 Billion | $1.58 Trillion |
| Median Loan | $355,000 | $325,000 |
Loan Product Mix (2025)
Distribution across Conventional, FHA, VA, and USDA loan types
| Loan Product | Apps | Originations | Approval % |
|---|---|---|---|
| Conventional | 14,372 | 12,959 | 91.05% |
| FHA | 1,001 | 669 | 67.53% |
| VA | 530 | 480 | 90.57% |
| USDA/RHS/FSA | 78 | 57 | 73.08% |
Regulatory & Corporate Profile
Official entity details from CFPB Transmittal Sheet
Legal Entity Identifier (ISO 17442 LEI)
JJKC32MCHWDI71265Z06
Reported Corporate Headquarters
RALEIGH, NC
National Origination Rank
Rank #40 by Action 1 Originations
Data Collection Basis
Regulation C (12 CFR Part 1003) Annual LAR Submission
Methodology
Learn how HMDA credit outcomes, action codes, and consumer filters are computed.
Read Methodology →Top 100 Lenders
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