State & Territory Mortgage Lending Directory
Directory of 2025 consumer residential mortgage lending profiles across the 54 reporting states, federal district, and territories included in the OpenFileData reporting universe, compiled from official Home Mortgage Disclosure Act (HMDA) public records.
54 Reporting State & Territory Profiles
Aggregated from verified Action 1–5 loan applications across all 54 jurisdictions in the 2025 OpenFileData reporting universe. Select any jurisdiction to view detailed metropolitan area breakdowns, income distributions, and lender market shares.
| State / Territory | Code | Actionable Applications | Originations (Action 1) | Approval Rate | Median Loan | Action |
|---|---|---|---|---|---|---|
| Alabama | AL | 99,462 | 71,302 | 76.59% | $245,000 | View Profile → |
| Alaska | AK | 10,005 | 8,470 | 87.84% | $365,000 | View Profile → |
| Arizona | AZ | 139,281 | 113,722 | 85.08% | $365,000 | View Profile → |
| Arkansas | AR | 54,968 | 40,138 | 77.77% | $225,000 | View Profile → |
| California | CA | 404,468 | 322,897 | 84.45% | $575,000 | View Profile → |
| Colorado | CO | 117,504 | 95,877 | 85.92% | $445,000 | View Profile → |
| Connecticut | CT | 46,620 | 38,523 | 85.75% | $345,000 | View Profile → |
| Delaware | DE | 19,432 | 15,418 | 82.59% | $335,000 | View Profile → |
| District of Columbia | DC | 7,109 | 6,012 | 87.37% | $565,000 | View Profile → |
| Florida | FL | 399,809 | 301,023 | 78.90% | $335,000 | View Profile → |
| Georgia | GA | 204,580 | 154,597 | 79.55% | $315,000 | View Profile → |
| Guam | GU | 160 | 146 | 93.75% | $415,000 | View Profile → |
| Hawaii | HI | 12,344 | 10,110 | 84.92% | $595,000 | View Profile → |
| Idaho | ID | 38,629 | 31,645 | 88.20% | $375,000 | View Profile → |
| Illinois | IL | 173,185 | 140,493 | 84.22% | $275,000 | View Profile → |
| Indiana | IN | 132,141 | 105,371 | 83.69% | $235,000 | View Profile → |
| Iowa | IA | 49,043 | 40,418 | 85.23% | $205,000 | View Profile → |
| Kansas | KS | 44,128 | 35,804 | 84.73% | $245,000 | View Profile → |
| Kentucky | KY | 78,707 | 57,328 | 76.87% | $235,000 | View Profile → |
| Louisiana | LA | 66,372 | 43,573 | 71.50% | $225,000 | View Profile → |
| Maine | ME | 21,533 | 17,500 | 84.61% | $305,000 | View Profile → |
| Maryland | MD | 95,532 | 76,942 | 84.08% | $395,000 | View Profile → |
| Massachusetts | MA | 78,634 | 67,632 | 88.66% | $485,000 | View Profile → |
| Michigan | MI | 172,159 | 133,144 | 81.20% | $235,000 | View Profile → |
| Minnesota | MN | 86,487 | 73,371 | 87.78% | $305,000 | View Profile → |
| Mississippi | MS | 49,544 | 31,963 | 70.93% | $215,000 | View Profile → |
| Missouri | MO | 107,288 | 87,407 | 85.08% | $245,000 | View Profile → |
| Montana | MT | 16,369 | 13,322 | 84.54% | $355,000 | View Profile → |
| Nebraska | NE | 29,455 | 25,093 | 87.99% | $255,000 | View Profile → |
| Nevada | NV | 55,197 | 44,109 | 84.29% | $395,000 | View Profile → |
| New Hampshire | NH | 22,406 | 18,579 | 86.64% | $385,000 | View Profile → |
| New Jersey | NJ | 114,359 | 93,455 | 85.34% | $425,000 | View Profile → |
| New Mexico | NM | 34,653 | 24,863 | 76.21% | $285,000 | View Profile → |
| New York | NY | 147,341 | 120,641 | 85.21% | $355,000 | View Profile → |
| North Carolina | NC | 222,012 | 174,135 | 82.32% | $305,000 | View Profile → |
| North Dakota | ND | 9,802 | 8,376 | 87.73% | $265,000 | View Profile → |
| Ohio | OH | 189,619 | 154,049 | 84.54% | $235,000 | View Profile → |
| Oklahoma | OK | 67,788 | 48,872 | 77.59% | $225,000 | View Profile → |
| Oregon | OR | 62,997 | 51,912 | 86.94% | $395,000 | View Profile → |
| Pennsylvania | PA | 164,250 | 133,122 | 84.33% | $265,000 | View Profile → |
| Puerto Rico | PR | 14,736 | 11,728 | 81.91% | $145,000 | View Profile → |
| Rhode Island | RI | 14,325 | 12,011 | 86.93% | $395,000 | View Profile → |
| South Carolina | SC | 128,189 | 95,845 | 78.99% | $285,000 | View Profile → |
| South Dakota | SD | 12,570 | 10,566 | 86.28% | $285,000 | View Profile → |
| Tennessee | TN | 140,720 | 108,913 | 81.79% | $305,000 | View Profile → |
| Texas | TX | 526,381 | 389,510 | 78.92% | $305,000 | View Profile → |
| Utah | UT | 62,522 | 51,844 | 87.44% | $425,000 | View Profile → |
| Vermont | VT | 7,841 | 6,532 | 86.01% | $295,000 | View Profile → |
| Virgin Islands | VI | 151 | 122 | 90.73% | $465,000 | View Profile → |
| Virginia | VA | 154,288 | 126,219 | 85.49% | $365,000 | View Profile → |
| Washington | WA | 123,977 | 104,474 | 88.14% | $475,000 | View Profile → |
| West Virginia | WV | 25,702 | 18,063 | 75.05% | $215,000 | View Profile → |
| Wisconsin | WI | 91,238 | 75,771 | 86.69% | $265,000 | View Profile → |
| Wyoming | WY | 10,302 | 8,052 | 82.25% | $305,000 | View Profile → |