ATLANTIC BAY MORTGAGE GROUP (2025)
Official HMDA public records summary of residential mortgage lending for ATLANTIC BAY MORTGAGE GROUP. Review underwriting credit decisions, consumer product distribution, and national lending volume.
Lender Profile
#55 of 2,712
11,047
Loans Originated
• 0.27% National Market Share
• $3.87 Billion Originated Volume
• $295,000 Median Loan
Actionable Applications
11,379
Decisioned (Actions 1–3)
Approval Rate
98.21%
98.21% of actionable
Denial Rate
1.79%
1.79% of actionable
Loan Originations
11,047
97.08% funded rate
Originated Volume
$3.87 Billion
Median: $295,000
Application Outcomes (2025)
Outcomes for 11,379 actionable applications (Actions 1, 2, and 3).
Action 1: Originated
11,047
(97.08%)
Action 2: Approved not accepted
128
(1.12%)
Action 3: Denied
204
(1.79%)
Action 4: Withdrawn (not in denominator)
2,619
—
Action 5: Incomplete (not in denominator)
0
—
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →
How ATLANTIC BAY MORTGAGE GROUP Compares
Institution vs. National Baseline (2025)
| Metric | ATLANTIC BAY MORTGAGE GROUP | U.S. National |
|---|---|---|
| Actionable Apps | 11,379 | 5,197,320 |
| Approval Rate | 98.21% | 82.12% |
| Denial Rate | 1.79% | 17.88% |
| Originations | 11,047 | 4,052,301 |
| Originated Volume | $3.87 Billion | $1.58 Trillion |
| Median Loan | $295,000 | $325,000 |
Loan Product Mix (2025)
Distribution across Conventional, FHA, VA, and USDA loan types
| Loan Product | Apps | Originations | Approval % |
|---|---|---|---|
| Conventional | 6,164 | 6,039 | 99.09% |
| FHA | 3,145 | 2,995 | 96.41% |
| VA | 1,812 | 1,768 | 98.57% |
| USDA/RHS/FSA | 258 | 245 | 96.51% |
Regulatory & Corporate Profile
Official entity details from CFPB Transmittal Sheet
Legal Entity Identifier (ISO 17442 LEI)
549300RWXUAFD1WAE410
Reported Corporate Headquarters
VIRGINIA BEACH, VA
National Origination Rank
Rank #55 by Action 1 Originations
Data Collection Basis
Regulation C (12 CFR Part 1003) Annual LAR Submission
Methodology
Learn how HMDA credit outcomes, action codes, and consumer filters are computed.
Read Methodology →Top 100 Lenders
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