Plains Commerce Bank (2025)
Official HMDA public records summary of residential mortgage lending for Plains Commerce Bank. Review underwriting credit decisions, consumer product distribution, and national lending volume.
Lender Profile
#57 of 2,712
10,902
Loans Originated
• 0.27% National Market Share
• $4.27 Billion Originated Volume
• $355,000 Median Loan
Actionable Applications
12,036
Decisioned (Actions 1–3)
Approval Rate
90.70%
90.70% of actionable
Denial Rate
9.30%
9.30% of actionable
Loan Originations
10,902
90.58% funded rate
Originated Volume
$4.27 Billion
Median: $355,000
Application Outcomes (2025)
Outcomes for 12,036 actionable applications (Actions 1, 2, and 3).
Action 1: Originated
10,902
(90.58%)
Action 2: Approved not accepted
15
(0.12%)
Action 3: Denied
1,119
(9.30%)
Action 4: Withdrawn (not in denominator)
5,544
—
Action 5: Incomplete (not in denominator)
6
—
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →
How Plains Commerce Bank Compares
Institution vs. National Baseline (2025)
| Metric | Plains Commerce Bank | U.S. National |
|---|---|---|
| Actionable Apps | 12,036 | 5,197,320 |
| Approval Rate | 90.70% | 82.12% |
| Denial Rate | 9.30% | 17.88% |
| Originations | 10,902 | 4,052,301 |
| Originated Volume | $4.27 Billion | $1.58 Trillion |
| Median Loan | $355,000 | $325,000 |
Loan Product Mix (2025)
Distribution across Conventional, FHA, VA, and USDA loan types
| Loan Product | Apps | Originations | Approval % |
|---|---|---|---|
| Conventional | 7,182 | 6,649 | 92.69% |
| FHA | 3,645 | 3,116 | 85.62% |
| VA | 1,103 | 1,047 | 95.10% |
| USDA/RHS/FSA | 106 | 90 | 84.91% |
Regulatory & Corporate Profile
Official entity details from CFPB Transmittal Sheet
Legal Entity Identifier (ISO 17442 LEI)
549300KJ8PAJ7E52HG32
Reported Corporate Headquarters
Hoven, SD
National Origination Rank
Rank #57 by Action 1 Originations
Data Collection Basis
Regulation C (12 CFR Part 1003) Annual LAR Submission
Methodology
Learn how HMDA credit outcomes, action codes, and consumer filters are computed.
Read Methodology →Top 100 Lenders
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