CITIZENS BANK, NA (2025)
Official HMDA public records summary of residential mortgage lending for CITIZENS BANK, NA. Review underwriting credit decisions, consumer product distribution, and national lending volume.
Lender Profile
#68 of 2,712
9,546
Loans Originated
• 0.24% National Market Share
• $6.43 Billion Originated Volume
• $395,000 Median Loan
Actionable Applications
11,213
Decisioned (Actions 1–3)
Approval Rate
86.19%
86.19% of actionable
Denial Rate
13.81%
13.81% of actionable
Loan Originations
9,546
85.13% funded rate
Originated Volume
$6.43 Billion
Median: $395,000
Application Outcomes (2025)
Outcomes for 11,213 actionable applications (Actions 1, 2, and 3).
Action 1: Originated
9,546
(85.13%)
Action 2: Approved not accepted
119
(1.06%)
Action 3: Denied
1,548
(13.81%)
Action 4: Withdrawn (not in denominator)
2,285
—
Action 5: Incomplete (not in denominator)
1,527
—
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →
How CITIZENS BANK, NA Compares
Institution vs. National Baseline (2025)
| Metric | CITIZENS BANK, NA | U.S. National |
|---|---|---|
| Actionable Apps | 11,213 | 5,197,320 |
| Approval Rate | 86.19% | 82.12% |
| Denial Rate | 13.81% | 17.88% |
| Originations | 9,546 | 4,052,301 |
| Originated Volume | $6.43 Billion | $1.58 Trillion |
| Median Loan | $395,000 | $325,000 |
Loan Product Mix (2025)
Distribution across Conventional, FHA, VA, and USDA loan types
| Loan Product | Apps | Originations | Approval % |
|---|---|---|---|
| Conventional | 10,251 | 8,888 | 87.78% |
| FHA | 785 | 516 | 66.62% |
| VA | 177 | 142 | 81.36% |
Regulatory & Corporate Profile
Official entity details from CFPB Transmittal Sheet
Legal Entity Identifier (ISO 17442 LEI)
DRMSV1Q0EKMEXLAU1P80
Reported Corporate Headquarters
PROVIDENCE, RI
National Origination Rank
Rank #68 by Action 1 Originations
Data Collection Basis
Regulation C (12 CFR Part 1003) Annual LAR Submission
Methodology
Learn how HMDA credit outcomes, action codes, and consumer filters are computed.
Read Methodology →Top 100 Lenders
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