Flagstar Bank NA (2025)
Official HMDA public records summary of residential mortgage lending for Flagstar Bank NA. Review underwriting credit decisions, consumer product distribution, and national lending volume.
Lender Profile
#87 of 2,712
7,231
Loans Originated
• 0.18% National Market Share
• $2.82 Billion Originated Volume
• $285,000 Median Loan
Actionable Applications
11,044
Decisioned (Actions 1–3)
Approval Rate
66.80%
66.80% of actionable
Denial Rate
33.20%
33.20% of actionable
Loan Originations
7,231
65.47% funded rate
Originated Volume
$2.82 Billion
Median: $285,000
Application Outcomes (2025)
Outcomes for 11,044 actionable applications (Actions 1, 2, and 3).
Action 1: Originated
7,231
(65.47%)
Action 2: Approved not accepted
146
(1.32%)
Action 3: Denied
3,667
(33.20%)
Action 4: Withdrawn (not in denominator)
1,830
—
Action 5: Incomplete (not in denominator)
170
—
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →
How Flagstar Bank NA Compares
Institution vs. National Baseline (2025)
| Metric | Flagstar Bank NA | U.S. National |
|---|---|---|
| Actionable Apps | 11,044 | 5,197,320 |
| Approval Rate | 66.80% | 82.12% |
| Denial Rate | 33.20% | 17.88% |
| Originations | 7,231 | 4,052,301 |
| Originated Volume | $2.82 Billion | $1.58 Trillion |
| Median Loan | $285,000 | $325,000 |
Loan Product Mix (2025)
Distribution across Conventional, FHA, VA, and USDA loan types
| Loan Product | Apps | Originations | Approval % |
|---|---|---|---|
| Conventional | 7,133 | 4,915 | 70.28% |
| FHA | 2,889 | 1,690 | 59.57% |
| VA | 856 | 563 | 67.76% |
| USDA/RHS/FSA | 166 | 63 | 37.95% |
Regulatory & Corporate Profile
Official entity details from CFPB Transmittal Sheet
Legal Entity Identifier (ISO 17442 LEI)
SS1TRMSN6BRNMOREEV51
Reported Corporate Headquarters
Troy, MI
National Origination Rank
Rank #87 by Action 1 Originations
Data Collection Basis
Regulation C (12 CFR Part 1003) Annual LAR Submission
Methodology
Learn how HMDA credit outcomes, action codes, and consumer filters are computed.
Read Methodology →Top 100 Lenders
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