Cadence Bank (2025)
Official HMDA public records summary of residential mortgage lending for Cadence Bank. Review underwriting credit decisions, consumer product distribution, and national lending volume.
Lender Profile
#88 of 2,712
7,221
Loans Originated
• 0.18% National Market Share
• $3.15 Billion Originated Volume
• $315,000 Median Loan
Actionable Applications
8,264
Decisioned (Actions 1–3)
Approval Rate
88.27%
88.27% of actionable
Denial Rate
11.73%
11.73% of actionable
Loan Originations
7,221
87.38% funded rate
Originated Volume
$3.15 Billion
Median: $315,000
Application Outcomes (2025)
Outcomes for 8,264 actionable applications (Actions 1, 2, and 3).
Action 1: Originated
7,221
(87.38%)
Action 2: Approved not accepted
74
(0.90%)
Action 3: Denied
969
(11.73%)
Action 4: Withdrawn (not in denominator)
1,825
—
Action 5: Incomplete (not in denominator)
34
—
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →
How Cadence Bank Compares
Institution vs. National Baseline (2025)
| Metric | Cadence Bank | U.S. National |
|---|---|---|
| Actionable Apps | 8,264 | 5,197,320 |
| Approval Rate | 88.27% | 82.12% |
| Denial Rate | 11.73% | 17.88% |
| Originations | 7,221 | 4,052,301 |
| Originated Volume | $3.15 Billion | $1.58 Trillion |
| Median Loan | $315,000 | $325,000 |
Loan Product Mix (2025)
Distribution across Conventional, FHA, VA, and USDA loan types
| Loan Product | Apps | Originations | Approval % |
|---|---|---|---|
| Conventional | 6,465 | 5,796 | 90.58% |
| FHA | 1,343 | 1,051 | 79.15% |
| VA | 344 | 279 | 81.40% |
| USDA/RHS/FSA | 112 | 95 | 85.71% |
Regulatory & Corporate Profile
Official entity details from CFPB Transmittal Sheet
Legal Entity Identifier (ISO 17442 LEI)
Q7C315HKI8VX0SSKBS64
Reported Corporate Headquarters
Tupelo, MS
National Origination Rank
Rank #88 by Action 1 Originations
Data Collection Basis
Regulation C (12 CFR Part 1003) Annual LAR Submission
Methodology
Learn how HMDA credit outcomes, action codes, and consumer filters are computed.
Read Methodology →Top 100 Lenders
Compare top mortgage originators nationally by volume, approval rate, and market share.
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