Bell Bank (2025)
Official HMDA public records summary of residential mortgage lending for Bell Bank. Review underwriting credit decisions, consumer product distribution, and national lending volume.
Lender Profile
#76 of 2,712
8,238
Loans Originated
• 0.20% National Market Share
• $3.12 Billion Originated Volume
• $325,000 Median Loan
Actionable Applications
8,715
Decisioned (Actions 1–3)
Approval Rate
95.16%
95.16% of actionable
Denial Rate
4.84%
4.84% of actionable
Loan Originations
8,238
94.53% funded rate
Originated Volume
$3.12 Billion
Median: $325,000
Application Outcomes (2025)
Outcomes for 8,715 actionable applications (Actions 1, 2, and 3).
Action 1: Originated
8,238
(94.53%)
Action 2: Approved not accepted
55
(0.63%)
Action 3: Denied
422
(4.84%)
Action 4: Withdrawn (not in denominator)
1,511
—
Action 5: Incomplete (not in denominator)
7
—
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →
How Bell Bank Compares
Institution vs. National Baseline (2025)
| Metric | Bell Bank | U.S. National |
|---|---|---|
| Actionable Apps | 8,715 | 5,197,320 |
| Approval Rate | 95.16% | 82.12% |
| Denial Rate | 4.84% | 17.88% |
| Originations | 8,238 | 4,052,301 |
| Originated Volume | $3.12 Billion | $1.58 Trillion |
| Median Loan | $325,000 | $325,000 |
Loan Product Mix (2025)
Distribution across Conventional, FHA, VA, and USDA loan types
| Loan Product | Apps | Originations | Approval % |
|---|---|---|---|
| Conventional | 7,337 | 6,998 | 95.97% |
| FHA | 800 | 694 | 87.50% |
| VA | 541 | 510 | 95.38% |
| USDA/RHS/FSA | 37 | 36 | 97.30% |
Regulatory & Corporate Profile
Official entity details from CFPB Transmittal Sheet
Legal Entity Identifier (ISO 17442 LEI)
549300WYBPIWKK6SQC06
Reported Corporate Headquarters
Fargo, ND
National Origination Rank
Rank #76 by Action 1 Originations
Data Collection Basis
Regulation C (12 CFR Part 1003) Annual LAR Submission
Methodology
Learn how HMDA credit outcomes, action codes, and consumer filters are computed.
Read Methodology →Top 100 Lenders
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