GUARANTEED RATE AFFINITY, LLC (2025)
Official HMDA public records summary of residential mortgage lending for GUARANTEED RATE AFFINITY, LLC. Review underwriting credit decisions, consumer product distribution, and national lending volume.
Lender Profile
#43 of 2,712
13,671
Loans Originated
• 0.34% National Market Share
• $6.32 Billion Originated Volume
• $375,000 Median Loan
Actionable Applications
14,546
Decisioned (Actions 1–3)
Approval Rate
94.78%
94.78% of actionable
Denial Rate
5.22%
5.22% of actionable
Loan Originations
13,671
93.98% funded rate
Originated Volume
$6.32 Billion
Median: $375,000
Application Outcomes (2025)
Outcomes for 14,546 actionable applications (Actions 1, 2, and 3).
Action 1: Originated
13,671
(93.98%)
Action 2: Approved not accepted
116
(0.80%)
Action 3: Denied
759
(5.22%)
Action 4: Withdrawn (not in denominator)
4,597
—
Action 5: Incomplete (not in denominator)
1,586
—
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →
How GUARANTEED RATE AFFINITY, LLC Compares
Institution vs. National Baseline (2025)
| Metric | GUARANTEED RATE AFFINITY, LLC | U.S. National |
|---|---|---|
| Actionable Apps | 14,546 | 5,197,320 |
| Approval Rate | 94.78% | 82.12% |
| Denial Rate | 5.22% | 17.88% |
| Originations | 13,671 | 4,052,301 |
| Originated Volume | $6.32 Billion | $1.58 Trillion |
| Median Loan | $375,000 | $325,000 |
Loan Product Mix (2025)
Distribution across Conventional, FHA, VA, and USDA loan types
| Loan Product | Apps | Originations | Approval % |
|---|---|---|---|
| Conventional | 11,440 | 10,876 | 95.94% |
| FHA | 1,847 | 1,605 | 87.33% |
| VA | 1,226 | 1,164 | 95.68% |
| USDA/RHS/FSA | 33 | 26 | 78.79% |
Regulatory & Corporate Profile
Official entity details from CFPB Transmittal Sheet
Legal Entity Identifier (ISO 17442 LEI)
54930001NSTOD85LT125
Reported Corporate Headquarters
CHICAGO, IL
National Origination Rank
Rank #43 by Action 1 Originations
Data Collection Basis
Regulation C (12 CFR Part 1003) Annual LAR Submission
Methodology
Learn how HMDA credit outcomes, action codes, and consumer filters are computed.
Read Methodology →Top 100 Lenders
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