GUARANTEED RATE, INC. (2025)
Official HMDA public records summary of residential mortgage lending for GUARANTEED RATE, INC.. Review underwriting credit decisions, consumer product distribution, and national lending volume.
Lender Profile
#12 of 2,712
56,620
Loans Originated
• 1.40% National Market Share
• $25.65 Billion Originated Volume
• $375,000 Median Loan
Actionable Applications
61,271
Decisioned (Actions 1–3)
Approval Rate
93.34%
93.34% of actionable
Denial Rate
6.66%
6.66% of actionable
Loan Originations
56,620
92.41% funded rate
Originated Volume
$25.65 Billion
Median: $375,000
Application Outcomes (2025)
Outcomes for 61,271 actionable applications (Actions 1, 2, and 3).
Action 1: Originated
56,620
(92.41%)
Action 2: Approved not accepted
572
(0.93%)
Action 3: Denied
4,079
(6.66%)
Action 4: Withdrawn (not in denominator)
28,428
—
Action 5: Incomplete (not in denominator)
12,338
—
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →
How GUARANTEED RATE, INC. Compares
Institution vs. National Baseline (2025)
| Metric | GUARANTEED RATE, INC. | U.S. National |
|---|---|---|
| Actionable Apps | 61,271 | 5,197,320 |
| Approval Rate | 93.34% | 82.12% |
| Denial Rate | 6.66% | 17.88% |
| Originations | 56,620 | 4,052,301 |
| Originated Volume | $25.65 Billion | $1.58 Trillion |
| Median Loan | $375,000 | $325,000 |
Loan Product Mix (2025)
Distribution across Conventional, FHA, VA, and USDA loan types
| Loan Product | Apps | Originations | Approval % |
|---|---|---|---|
| Conventional | 41,741 | 39,234 | 94.97% |
| FHA | 12,059 | 10,357 | 86.65% |
| VA | 7,122 | 6,715 | 95.28% |
| USDA/RHS/FSA | 349 | 314 | 90.26% |
Regulatory & Corporate Profile
Official entity details from CFPB Transmittal Sheet
Legal Entity Identifier (ISO 17442 LEI)
549300U3721PJGQZYY68
Reported Corporate Headquarters
CHICAGO, IL
National Origination Rank
Rank #12 by Action 1 Originations
Data Collection Basis
Regulation C (12 CFR Part 1003) Annual LAR Submission
Methodology
Learn how HMDA credit outcomes, action codes, and consumer filters are computed.
Read Methodology →Top 100 Lenders
Compare top mortgage originators nationally by volume, approval rate, and market share.
All Top 100 Lenders →Download Data
Export official GUARANTEED RATE, INC. mortgage data for research or analysis.