KBHS HOME LOANS, LLC (2025)
Official HMDA public records summary of residential mortgage lending for KBHS HOME LOANS, LLC. Review underwriting credit decisions, consumer product distribution, and national lending volume.
Lender Profile
#75 of 2,712
8,240
Loans Originated
• 0.20% National Market Share
• $3.34 Billion Originated Volume
• $385,000 Median Loan
Actionable Applications
9,147
Decisioned (Actions 1–3)
Approval Rate
90.67%
90.67% of actionable
Denial Rate
9.33%
9.33% of actionable
Loan Originations
8,240
90.08% funded rate
Originated Volume
$3.34 Billion
Median: $385,000
Application Outcomes (2025)
Outcomes for 9,147 actionable applications (Actions 1, 2, and 3).
Action 1: Originated
8,240
(90.08%)
Action 2: Approved not accepted
54
(0.59%)
Action 3: Denied
853
(9.33%)
Action 4: Withdrawn (not in denominator)
2,728
—
Action 5: Incomplete (not in denominator)
2
—
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →
How KBHS HOME LOANS, LLC Compares
Institution vs. National Baseline (2025)
| Metric | KBHS HOME LOANS, LLC | U.S. National |
|---|---|---|
| Actionable Apps | 9,147 | 5,197,320 |
| Approval Rate | 90.67% | 82.12% |
| Denial Rate | 9.33% | 17.88% |
| Originations | 8,240 | 4,052,301 |
| Originated Volume | $3.34 Billion | $1.58 Trillion |
| Median Loan | $385,000 | $325,000 |
Loan Product Mix (2025)
Distribution across Conventional, FHA, VA, and USDA loan types
| Loan Product | Apps | Originations | Approval % |
|---|---|---|---|
| Conventional | 4,007 | 3,693 | 92.86% |
| FHA | 3,918 | 3,424 | 87.77% |
| VA | 1,206 | 1,111 | 93.03% |
| USDA/RHS/FSA | 16 | 12 | 75.00% |
Regulatory & Corporate Profile
Official entity details from CFPB Transmittal Sheet
Legal Entity Identifier (ISO 17442 LEI)
5493002QI2ILHHZH8D20
Reported Corporate Headquarters
CHICAGO, IL
National Origination Rank
Rank #75 by Action 1 Originations
Data Collection Basis
Regulation C (12 CFR Part 1003) Annual LAR Submission
Methodology
Learn how HMDA credit outcomes, action codes, and consumer filters are computed.
Read Methodology →Top 100 Lenders
Compare top mortgage originators nationally by volume, approval rate, and market share.
All Top 100 Lenders →Download Data
Export official KBHS HOME LOANS, LLC mortgage data for research or analysis.