Bank of America NA (2025)
Official HMDA public records summary of residential mortgage lending for Bank of America NA. Review underwriting credit decisions, consumer product distribution, and national lending volume.
Lender Profile
#22 of 2,712
26,914
Loans Originated
• 0.66% National Market Share
• $19.69 Billion Originated Volume
• $445,000 Median Loan
Actionable Applications
31,357
Decisioned (Actions 1–3)
Approval Rate
86.10%
86.10% of actionable
Denial Rate
13.90%
13.90% of actionable
Loan Originations
26,914
85.83% funded rate
Originated Volume
$19.69 Billion
Median: $445,000
Application Outcomes (2025)
Outcomes for 31,357 actionable applications (Actions 1, 2, and 3).
Action 1: Originated
26,914
(85.83%)
Action 2: Approved not accepted
85
(0.27%)
Action 3: Denied
4,358
(13.90%)
Action 4: Withdrawn (not in denominator)
5,604
—
Action 5: Incomplete (not in denominator)
773
—
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →
How Bank of America NA Compares
Institution vs. National Baseline (2025)
| Metric | Bank of America NA | U.S. National |
|---|---|---|
| Actionable Apps | 31,357 | 5,197,320 |
| Approval Rate | 86.10% | 82.12% |
| Denial Rate | 13.90% | 17.88% |
| Originations | 26,914 | 4,052,301 |
| Originated Volume | $19.69 Billion | $1.58 Trillion |
| Median Loan | $445,000 | $325,000 |
Loan Product Mix (2025)
Distribution across Conventional, FHA, VA, and USDA loan types
| Loan Product | Apps | Originations | Approval % |
|---|---|---|---|
| Conventional | 30,510 | 26,451 | 86.97% |
| FHA | 752 | 387 | 51.46% |
| VA | 95 | 76 | 80.00% |
Regulatory & Corporate Profile
Official entity details from CFPB Transmittal Sheet
Legal Entity Identifier (ISO 17442 LEI)
B4TYDEB6GKMZO031MB27
Reported Corporate Headquarters
Westlake Village, CA
National Origination Rank
Rank #22 by Action 1 Originations
Data Collection Basis
Regulation C (12 CFR Part 1003) Annual LAR Submission
Methodology
Learn how HMDA credit outcomes, action codes, and consumer filters are computed.
Read Methodology →Top 100 Lenders
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