REGIONS BANK (2025)
Official HMDA public records summary of residential mortgage lending for REGIONS BANK. Review underwriting credit decisions, consumer product distribution, and national lending volume.
Lender Profile
#64 of 2,712
10,038
Loans Originated
• 0.25% National Market Share
• $3.57 Billion Originated Volume
• $245,000 Median Loan
Actionable Applications
14,432
Decisioned (Actions 1–3)
Approval Rate
77.82%
77.82% of actionable
Denial Rate
22.18%
22.18% of actionable
Loan Originations
10,038
69.55% funded rate
Originated Volume
$3.57 Billion
Median: $245,000
Application Outcomes (2025)
Outcomes for 14,432 actionable applications (Actions 1, 2, and 3).
Action 1: Originated
10,038
(69.55%)
Action 2: Approved not accepted
1,193
(8.27%)
Action 3: Denied
3,201
(22.18%)
Action 4: Withdrawn (not in denominator)
1,522
—
Action 5: Incomplete (not in denominator)
1,482
—
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →
How REGIONS BANK Compares
Institution vs. National Baseline (2025)
| Metric | REGIONS BANK | U.S. National |
|---|---|---|
| Actionable Apps | 14,432 | 5,197,320 |
| Approval Rate | 77.82% | 82.12% |
| Denial Rate | 22.18% | 17.88% |
| Originations | 10,038 | 4,052,301 |
| Originated Volume | $3.57 Billion | $1.58 Trillion |
| Median Loan | $245,000 | $325,000 |
Loan Product Mix (2025)
Distribution across Conventional, FHA, VA, and USDA loan types
| Loan Product | Apps | Originations | Approval % |
|---|---|---|---|
| Conventional | 11,491 | 8,257 | 80.29% |
| FHA | 2,199 | 1,217 | 63.03% |
| VA | 519 | 407 | 85.93% |
| USDA/RHS/FSA | 223 | 157 | 77.58% |
Regulatory & Corporate Profile
Official entity details from CFPB Transmittal Sheet
Legal Entity Identifier (ISO 17442 LEI)
EQTWLK1G7ODGC2MGLV11
Reported Corporate Headquarters
BIRMINGHAM, AL
National Origination Rank
Rank #64 by Action 1 Originations
Data Collection Basis
Regulation C (12 CFR Part 1003) Annual LAR Submission
Methodology
Learn how HMDA credit outcomes, action codes, and consumer filters are computed.
Read Methodology →Top 100 Lenders
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