TOWNE MORTGAGE COMPANY (2025)
Official HMDA public records summary of residential mortgage lending for TOWNE MORTGAGE COMPANY. Review underwriting credit decisions, consumer product distribution, and national lending volume.
Lender Profile
#90 of 2,712
7,025
Loans Originated
• 0.17% National Market Share
• $1.98 Billion Originated Volume
• $255,000 Median Loan
Actionable Applications
8,370
Decisioned (Actions 1–3)
Approval Rate
95.62%
95.62% of actionable
Denial Rate
4.38%
4.38% of actionable
Loan Originations
7,025
83.93% funded rate
Originated Volume
$1.98 Billion
Median: $255,000
Application Outcomes (2025)
Outcomes for 8,370 actionable applications (Actions 1, 2, and 3).
Action 1: Originated
7,025
(83.93%)
Action 2: Approved not accepted
978
(11.68%)
Action 3: Denied
367
(4.38%)
Action 4: Withdrawn (not in denominator)
589
—
Action 5: Incomplete (not in denominator)
15
—
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →
How TOWNE MORTGAGE COMPANY Compares
Institution vs. National Baseline (2025)
| Metric | TOWNE MORTGAGE COMPANY | U.S. National |
|---|---|---|
| Actionable Apps | 8,370 | 5,197,320 |
| Approval Rate | 95.62% | 82.12% |
| Denial Rate | 4.38% | 17.88% |
| Originations | 7,025 | 4,052,301 |
| Originated Volume | $1.98 Billion | $1.58 Trillion |
| Median Loan | $255,000 | $325,000 |
Loan Product Mix (2025)
Distribution across Conventional, FHA, VA, and USDA loan types
| Loan Product | Apps | Originations | Approval % |
|---|---|---|---|
| FHA | 3,453 | 2,802 | 94.50% |
| Conventional | 3,354 | 2,923 | 97.32% |
| VA | 973 | 828 | 94.76% |
| USDA/RHS/FSA | 590 | 472 | 93.90% |
Regulatory & Corporate Profile
Official entity details from CFPB Transmittal Sheet
Legal Entity Identifier (ISO 17442 LEI)
549300R7HGHP2I754087
Reported Corporate Headquarters
TROY, MI
National Origination Rank
Rank #90 by Action 1 Originations
Data Collection Basis
Regulation C (12 CFR Part 1003) Annual LAR Submission
Methodology
Learn how HMDA credit outcomes, action codes, and consumer filters are computed.
Read Methodology →Top 100 Lenders
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