United Wholesale Mortgage (2025)
Official HMDA public records summary of residential mortgage lending for United Wholesale Mortgage. Review underwriting credit decisions, consumer product distribution, and national lending volume.
Lender Profile
#1 of 2,712
371,602
Loans Originated
• 9.17% National Market Share
• $151.71 Billion Originated Volume
• $355,000 Median Loan
Actionable Applications
436,098
Decisioned (Actions 1–3)
Approval Rate
87.30%
87.30% of actionable
Denial Rate
12.70%
12.70% of actionable
Loan Originations
371,602
85.21% funded rate
Originated Volume
$151.71 Billion
Median: $355,000
Application Outcomes (2025)
Outcomes for 436,098 actionable applications (Actions 1, 2, and 3).
Action 1: Originated
371,602
(85.21%)
Action 2: Approved not accepted
9,129
(2.09%)
Action 3: Denied
55,367
(12.70%)
Action 4: Withdrawn (not in denominator)
47,486
—
Action 5: Incomplete (not in denominator)
16,990
—
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →
How United Wholesale Mortgage Compares
Institution vs. National Baseline (2025)
| Metric | United Wholesale Mortgage | U.S. National |
|---|---|---|
| Actionable Apps | 436,098 | 5,197,320 |
| Approval Rate | 87.30% | 82.12% |
| Denial Rate | 12.70% | 17.88% |
| Originations | 371,602 | 4,052,301 |
| Originated Volume | $151.71 Billion | $1.58 Trillion |
| Median Loan | $355,000 | $325,000 |
Loan Product Mix (2025)
Distribution across Conventional, FHA, VA, and USDA loan types
| Loan Product | Apps | Originations | Approval % |
|---|---|---|---|
| Conventional | 240,065 | 212,331 | 89.98% |
| FHA | 112,415 | 87,274 | 78.66% |
| VA | 82,428 | 71,000 | 91.34% |
| USDA/RHS/FSA | 1,190 | 997 | 84.37% |
Regulatory & Corporate Profile
Official entity details from CFPB Transmittal Sheet
Legal Entity Identifier (ISO 17442 LEI)
549300HW662MN1WU8550
Reported Corporate Headquarters
Pontiac, MI
National Origination Rank
Rank #1 by Action 1 Originations
Data Collection Basis
Regulation C (12 CFR Part 1003) Annual LAR Submission
Methodology
Learn how HMDA credit outcomes, action codes, and consumer filters are computed.
Read Methodology →Top 100 Lenders
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