US BANK, N.A. (2025)
Official HMDA public records summary of residential mortgage lending for US BANK, N.A.. Review underwriting credit decisions, consumer product distribution, and national lending volume.
Lender Profile
#18 of 2,712
36,885
Loans Originated
• 0.91% National Market Share
• $23.39 Billion Originated Volume
• $425,000 Median Loan
Actionable Applications
42,273
Decisioned (Actions 1–3)
Approval Rate
89.12%
89.12% of actionable
Denial Rate
10.88%
10.88% of actionable
Loan Originations
36,885
87.25% funded rate
Originated Volume
$23.39 Billion
Median: $425,000
Application Outcomes (2025)
Outcomes for 42,273 actionable applications (Actions 1, 2, and 3).
Action 1: Originated
36,885
(87.25%)
Action 2: Approved not accepted
787
(1.86%)
Action 3: Denied
4,601
(10.88%)
Action 4: Withdrawn (not in denominator)
9,847
—
Action 5: Incomplete (not in denominator)
1,043
—
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →
How US BANK, N.A. Compares
Institution vs. National Baseline (2025)
| Metric | US BANK, N.A. | U.S. National |
|---|---|---|
| Actionable Apps | 42,273 | 5,197,320 |
| Approval Rate | 89.12% | 82.12% |
| Denial Rate | 10.88% | 17.88% |
| Originations | 36,885 | 4,052,301 |
| Originated Volume | $23.39 Billion | $1.58 Trillion |
| Median Loan | $425,000 | $325,000 |
Loan Product Mix (2025)
Distribution across Conventional, FHA, VA, and USDA loan types
| Loan Product | Apps | Originations | Approval % |
|---|---|---|---|
| Conventional | 38,348 | 33,743 | 89.93% |
| FHA | 2,544 | 1,930 | 76.97% |
| VA | 1,249 | 1,103 | 89.27% |
| USDA/RHS/FSA | 132 | 109 | 85.61% |
Regulatory & Corporate Profile
Official entity details from CFPB Transmittal Sheet
Legal Entity Identifier (ISO 17442 LEI)
6BYL5QZYBDK8S7L73M02
Reported Corporate Headquarters
CINCINNATI, OH
National Origination Rank
Rank #18 by Action 1 Originations
Data Collection Basis
Regulation C (12 CFR Part 1003) Annual LAR Submission
Methodology
Learn how HMDA credit outcomes, action codes, and consumer filters are computed.
Read Methodology →Top 100 Lenders
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