VANDERBILT MORTGAGE AND FINANCE, INC (2025)
Official HMDA public records summary of residential mortgage lending for VANDERBILT MORTGAGE AND FINANCE, INC. Review underwriting credit decisions, consumer product distribution, and national lending volume.
Lender Profile
#30 of 2,712
18,828
Loans Originated
• 0.46% National Market Share
• $4.01 Billion Originated Volume
• $165,000 Median Loan
Actionable Applications
67,385
Decisioned (Actions 1–3)
Approval Rate
31.79%
31.79% of actionable
Denial Rate
68.21%
68.21% of actionable
Loan Originations
18,828
27.94% funded rate
Originated Volume
$4.01 Billion
Median: $165,000
Application Outcomes (2025)
Outcomes for 67,385 actionable applications (Actions 1, 2, and 3).
Action 1: Originated
18,828
(27.94%)
Action 2: Approved not accepted
2,592
(3.85%)
Action 3: Denied
45,965
(68.21%)
Action 4: Withdrawn (not in denominator)
3,364
—
Action 5: Incomplete (not in denominator)
46,548
—
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →
How VANDERBILT MORTGAGE AND FINANCE, INC Compares
Institution vs. National Baseline (2025)
| Metric | VANDERBILT MORTGAGE AND FINANCE, INC | U.S. National |
|---|---|---|
| Actionable Apps | 67,385 | 5,197,320 |
| Approval Rate | 31.79% | 82.12% |
| Denial Rate | 68.21% | 17.88% |
| Originations | 18,828 | 4,052,301 |
| Originated Volume | $4.01 Billion | $1.58 Trillion |
| Median Loan | $165,000 | $325,000 |
Loan Product Mix (2025)
Distribution across Conventional, FHA, VA, and USDA loan types
| Loan Product | Apps | Originations | Approval % |
|---|---|---|---|
| Conventional | 63,623 | 15,231 | 27.89% |
| FHA | 2,568 | 2,445 | 97.27% |
| VA | 1,115 | 1,082 | 98.92% |
| USDA/RHS/FSA | 79 | 70 | 94.94% |
Regulatory & Corporate Profile
Official entity details from CFPB Transmittal Sheet
Legal Entity Identifier (ISO 17442 LEI)
5493000YNV8IX4VD3X12
Reported Corporate Headquarters
MARYVILLE, TN
National Origination Rank
Rank #30 by Action 1 Originations
Data Collection Basis
Regulation C (12 CFR Part 1003) Annual LAR Submission
Methodology
Learn how HMDA credit outcomes, action codes, and consumer filters are computed.
Read Methodology →Top 100 Lenders
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