WELLS FARGO BANK NA (2025)

Official HMDA public records summary of residential mortgage lending for WELLS FARGO BANK NA. Review underwriting credit decisions, consumer product distribution, and national lending volume.

LEI: KB1H1DSPRFMYMCUFXT09 • Headquarters: MINNEAPOLIS, MN • Source: Federal Financial Institutions Examination Council (FFIEC) / Consumer Financial Protection Bureau (CFPB) • Methodology →
Lender Profile #20 of 2,712
34,218 Loans Originated
• 0.84% National Market Share
• $22.59 Billion Originated Volume
• $365,000 Median Loan
Actionable Applications 42,712 Decisioned (Actions 1–3)
Approval Rate 80.42% 80.42% of actionable
Denial Rate 19.58% 19.58% of actionable
Loan Originations 34,218 80.11% funded rate
Originated Volume $22.59 Billion Median: $365,000

Application Outcomes (2025)

Outcomes for 42,712 actionable applications (Actions 1, 2, and 3).

80.42%
19.58%
34,348 approved 8,364 denied
Action 1: Originated
34,218 (80.11%)
Action 2: Approved not accepted
130 (0.30%)
Action 3: Denied
8,364 (19.58%)
Action 4: Withdrawn (not in denominator)
15,653 —
Action 5: Incomplete (not in denominator)
2,482 —
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →

How WELLS FARGO BANK NA Compares

Institution vs. National Baseline (2025)

Metric WELLS FARGO BANK NA U.S. National
Actionable Apps 42,712 5,197,320
Approval Rate 80.42% 82.12%
Denial Rate 19.58% 17.88%
Originations 34,218 4,052,301
Originated Volume $22.59 Billion $1.58 Trillion
Median Loan $365,000 $325,000

Loan Product Mix (2025)

Distribution across Conventional, FHA, VA, and USDA loan types

Loan Product Apps Originations Approval %
Conventional 39,636 32,310 81.83%
FHA 2,193 1,174 53.72%
VA 883 734 83.47%

Regulatory & Corporate Profile

Official entity details from CFPB Transmittal Sheet

Legal Entity Identifier (ISO 17442 LEI) KB1H1DSPRFMYMCUFXT09
Reported Corporate Headquarters MINNEAPOLIS, MN
National Origination Rank Rank #20 by Action 1 Originations
Data Collection Basis Regulation C (12 CFR Part 1003) Annual LAR Submission

Methodology

Learn how HMDA credit outcomes, action codes, and consumer filters are computed.

Read Methodology →

Top 100 Lenders

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Download Data

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