Greenville-Anderson-Greer Mortgage Lending in 2025

Explore mortgage lending activity in Greenville-Anderson-Greer (MSA/MD Code 24860) using official HMDA public records. Review underwriting outcomes, borrower characteristics, and regional lending benchmarks.

Source: Federal Financial Institutions Examination Council (FFIEC) / Consumer Financial Protection Bureau (CFPB) • Dataset: 2025 Snapshot National Loan-Level Dataset • Updated: June 2, 2026 • Methodology →
Metropolitan Area 24860
16,055 Loans Originated
• Primary State: South Carolina (SC)
• $5.18 Billion Originated Volume
• $275,000 Median Loan
Actionable Applications 20,462 +11.28% vs 2024
Approval Rate 81.96% +1.58 pp vs 2024
Denial Rate 18.04% -1.58 pp vs 2024
Loan Originations 16,055 +13.40% vs 2024
Originated Volume $5.18 Billion +20.98% vs 2024

Credit Decision Outcomes (2025)

Outcomes for 20,462 actionable applications (Actions 1, 2, and 3).

81.96%
18.04%
16,771 approved 3,691 denied
Action 1: Originated
16,055 (78.46%)
Action 2: Approved not accepted
716 (3.50%)
Action 3: Denied
3,691 (18.04%)
Action 4: Withdrawn (not in denominator)
3,959 —
Action 5: Incomplete (not in denominator)
2,092 —
How to read this: Approval rate uses Actions 1, 2, and 3. Actions 4 and 5 are excluded from the credit decision denominator. Read the full methodology →

How Greenville-Anderson-Greer Compares

Metro vs. State Baseline (2025)

Metric Greenville-Anderson-Greer South Carolina
Actionable Apps 20,462 128,189
Approval Rate 81.96% 78.99%
Denial Rate 18.04% 21.01%
Originations 16,055 95,845
Originated Volume $5.18 Billion $31.82 Billion
Median Loan $275,000 $285,000
Compared against South Carolina statewide baseline in 2025.

Lending Trends in Greenville-Anderson-Greer

Year-over-year shifts: 2025 vs. 2024

Metric 2024 2025 Change
Consumer Universe 23,482 26,513 +12.91%
Actionable Apps 18,388 20,462 +11.28%
Originations 14,158 16,055 +13.40%
Approval Rate 80.38% 81.96% +1.58 pp
Denial Rate 19.62% 18.04% -1.58 pp
Median Loan $265,000 $275,000 +3.77%
Dollar Volume $4.28 Billion $5.18 Billion +20.98%

Applications by Borrower Income (Greenville-Anderson-Greer)

Approval and denial rates across gross annual income tiers (2025)

Income Bracket Apps Approval % Denial %
$100k–$149,999 4,240 88.35% 11.65%
$150k+ 4,040 92.62% 7.38%
$50k–$99,999 8,334 81.40% 18.60%
<$50k 2,594 55.98% 44.02%
Income unavailable/entity 1,254 83.49% 16.51%
Gross annual borrower income relied upon during credit underwriting. Descriptive figures only; does not establish causation.

Geographic Market Context

Regional integration within South Carolina (2025)

Official Geographic Designation: Metropolitan Statistical Area / Division 24860, anchored in South Carolina (SC).
Metro Share of State Apps 15.96%
Metro Share of State Volume 16.29%
Geographic Notice: OpenFileData reports verified OMB-designated metropolitan boundaries. Detailed county-level vector choropleths are omitted unless authoritative polygon geometries and county-level consumer records are officially available, preventing data fabrication.

Parent State Association

Explore South Carolina statewide mortgage activity

Greenville-Anderson-Greer is part of OpenFileData’s statewide coverage of South Carolina. View statewide approval benchmarks, metropolitan rankings, and institution profiles across all reporting jurisdictions.

South Carolina Statewide Overview Active Profile
Statewide Actionable Applications: 128,189
Explore South Carolina State Profile →

Methodology

Learn how HMDA credit outcomes, action codes, and consumer filters are computed.

Read Methodology →

South Carolina Profile

Compare all metropolitan areas located in South Carolina.

View State Page →

Download Data

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Methodology & Disclosures

Credit Decision Denominator Rule: Approval and denial rates are calculated strictly among actionable applications reaching a formal credit underwriting decision (Actions 1, 2, and 3: loan originated, approved but not accepted, denied). Applications withdrawn by borrower (Action 4) and closed for incompleteness (Action 5) are tracked in the broader Consumer Mortgage Universe for market completeness but excluded from credit decision rates as no underwriting decision occurred.

Official Data Source & Freeze Date: Official Home Mortgage Disclosure Act (HMDA) records published by the Federal Financial Institutions Examination Council (FFIEC) and Consumer Financial Protection Bureau (CFPB). Primary analysis uses the 2025 Snapshot National Loan-Level Dataset (frozen June 2, 2026); historical baseline uses the 2024 One-Year National Loan-Level Dataset (frozen June 2, 2026).

Public Interest Commitment: OpenFileData does not sell mortgage leads, lender placements, paid rankings, or individualized mortgage recommendations.

For complete technical formulas, SQL implementations, and data definitions, read the full Mortgage Lending Methodology Specification.